We verify the financial data behind your lending and funding decisions — powered by proprietary deterministic AI and algorithmic intelligence built by our engineering team. No generative AI. No cloud. No black box. Every finding is explainable, traceable, and defensible.
Tell us your situation and what documents you have. We scope the verification to your engagement — running every check that applies. No fixed menu. No missing blind spots.
No setup. No cloud. No generative AI. Tell us what you have — we scope the engagement, run our proprietary intelligence engine, and deliver the report.
Tell us the engagement — who the borrower is, what decision you're making, and what documents are available. We scope the verification and tell you exactly what files we need.
Our proprietary deterministic AI and machine learning engine runs multi-pass matching, fuzzy name resolution, and 40+ verification checks across the applicable domains — locally, on an air-gapped machine. No generative AI. No cloud. No data leaves the environment.
A professional PDF executive summary and a detailed Excel workbook — every irregularity documented, every finding traceable. Ready for your credit committee or legal team.
Every applicable check runs against your engagement scope. ReconLD does not confirm fraud — it surfaces what doesn't add up so your team can investigate with confidence.
Invoice marked paid with no corresponding bank deposit found within the date and amount tolerance window.
Bank deposit received with no corresponding invoice — possible unrecorded revenue or misapplied payment.
Same invoice number or same amount billed to the same customer within a configurable date window.
Payment received before invoice was issued, or payment significantly delayed beyond the aging threshold.
Single customer represents a disproportionate share of total accounts receivable — a red flag for lending eligibility.
Debtor has any invoice 90+ days overdue — flags all invoices from that customer as potentially ineligible.
Non-sequential invoice numbers suggest missing records, deleted invoices, or potential manipulation.
Invoices between affiliated or related entities that may not represent arm's-length commercial transactions.
Invoice crosses a period boundary — flags potential revenue timing manipulation or pull-forward schemes.
+ 11 additional verification checks included in every report
No packages to choose. No software to install. You tell us what you need — we run the analysis and deliver the report.
Reach out by email. Tell us about the engagement — who the client is, what files you have, and what you're trying to verify. We'll confirm scope and turnaround.
We share a Proton Drive encrypted File Request link. You drop in the required files. Zero email attachments. Zero exposure. Files never touch a public server.
We deliver a professional PDF executive summary and a detailed Excel workbook — every irregularity documented, every finding traceable. Ready for your credit committee or legal team.
We use Proton Drive — Swiss-based zero-knowledge encrypted cloud storage trusted by journalists, legal professionals, and financial institutions worldwide. Unlike Dropbox or Google Drive, not even Proton can see your files. Every file is encrypted on your device before it ever leaves your hands. You receive a private File Request link — simply drop your files in. No login required. No email attachments. No exposure. It is the only file transfer method we trust with client financial data.
Learn about Proton Drive's zero-knowledge security model →Invoices, bank statements, and cash flows reveal everything — revenue, clients, suppliers, debt levels, business relationships. These documents must never be handled carelessly.
Every day, financial professionals upload their clients' most confidential files — invoices, bank statements, AR schedules — directly into ChatGPT, web-hosted AI tools, and cloud services. Those files get processed on foreign servers, stored in cloud databases, and potentially used for AI model training. This is a direct violation of client confidentiality, professional ethics, and in many jurisdictions, the law. The client trusted you with those files. You owe them better.
You send us files through Proton Drive — Swiss-based, end-to-end encrypted, zero-knowledge cloud storage. We share a private File Request link — you drop in the files. We cannot see them until shared. Neither can Proton. Learn how Proton Drive works →
Files are downloaded to a dedicated workstation with no internet connection, no cloud access, and no generative AI. Our proprietary deterministic AI engine runs entirely locally. Your data never touches a server, an API, or a third-party service. Just our engineering — and your data.
The finished PDF and Excel report is delivered back through the same encrypted Proton Drive channel. No email attachments. No shared drives. No exposure. The original files are then securely deleted from our system.
Our verification engine runs 100% locally on an air-gapped machine. There is no server, no API call, no upload. Your client's data stays exactly where it should — off the internet.
ReconLD is powered by proprietary deterministic AI and machine learning — built and controlled entirely by our engineering team. Unlike generative AI tools that guess, hallucinate, and expose your data to foreign servers, our engine produces consistent, explainable, reproducible results. Every flag is traceable. Every finding is defensible in front of a credit committee, legal counsel, or regulator. No black box. No surprises. No cloud.
What takes a senior analyst two full days in Excel, our engine processes with high efficiency and consistency — without the human errors, formula mistakes, or fatigue that come with manual review.
Every report ships with a full processing log — timestamps, ingestion notes, and verification justifications. Everything your compliance team, legal counsel, or credit committee needs to stand behind the findings.
Tell us about your engagement. We'll scope the verification, tell you exactly what files we need, and return a complete report. Per-engagement pricing — no subscription, no commitment.
Start a Conversation →Reaches us directly. No form. No queue. No bot.